Drew Clemans, Senior Mortgage Loan Officer

Drew N. Clemans

Senior Mortgage Loan Officer

NMLS #1728438  |  Email Drew

My team and I want to empower you through homeownership and bring transparency to the mortgage process.

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Expert Mortgage Guidance
for Every Homebuyer

As an independent loan officer, I provide personalized mortgage solutions tailored to your situation. I specialize in assisting self-employed borrowers, joint mortgage applicants, and home buyers with unique requirements that don’t fit typical cookie-cutter lending guidelines. Whether you’re a first-time homebuyer or a real estate investor, I offer expert guidance to help you secure the right loan with the best possible terms.

Have questions about your buying power or how to leverage your home equity? Let’s schedule a quick call to discuss your specific needs. You’ll walk away with valuable resources and greater confidence in your homeownership options.

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Mortgage Lending Services

First-Time Home Buying

Buying your first home is an exciting milestone, but navigating the mortgage process can be overwhelming and I aim to change that. I specialize in helping first-time buyers understand their mortgage loan options, secure competitive financing, and confidently buy their first home.

Self-Employed Lending

Traditional mortgage requirements don’t always fit self-employed professionals. I specialize in mortgage solutions designed for business owners, freelancers, and independent contractors who may not have W-2 income but can still qualify for competitive loans.

Non-QM Mortgages

If you don’t fit into conventional mortgage guidelines, I offer Non-Qualified Mortgage (Non-QM) solutions tailored for unique financial situations, including high-net-worth individuals, retirees, and those with complex income structures.

Bank Statement Loans

Struggling to qualify with traditional income documentation? My bank statement loan programs allow self-employed borrowers to secure financing based on their business deposits rather than tax returns or pay stubs.

Lower Rates & Better Terms

Interest rates fluctuate, but I work diligently to secure the lowest rates available for your situation. Whether you’re purchasing a home or refinancing, I compare lender options to find the most cost-effective solution for you.

Refinancing

Looking to lower your monthly mortgage payment or reduce your interest rate? I help homeowners refinance their existing loans to secure better terms, shorten loan terms, or consolidate debt with ease.

Cash Equity Loans

Tap into your home’s equity to access cash for home improvements, debt consolidation, or major expenses. I offer flexible cash-out solutions that maximize your home’s value while keeping your payments affordable.

Real Estate Investing

Maximize your investment potential with tailored mortgage options for rental properties, multi-unit homes, and fix-and-flip projects. I provide expert guidance on securing competitive financing for both new and experienced real estate investors.

Mortgage Consulting

Not sure which mortgage solution fits your needs? I offer professional mortgage consulting to help you understand your options, improve your creditworthiness, and develop a strategic plan for home financing success.